Build a practical financial picture of a business before committing capital — revenue, costs, cash flow, break-even, ROI, payback and scenario analysis.
Open Financial Model Understand the FrameworkA business can have strong sales and still run out of cash. Financial modelling connects the commercial idea to the economics of execution.
Estimate revenue, gross profit, EBITDA, operating profit and net profit.
Understand whether the business generates enough cash to fund operations.
Estimate the sales level required to cover fixed and variable operating costs.
Evaluate indicative ROI, payback and capital efficiency.
Enter illustrative assumptions below. The calculator is designed for preliminary analysis, not a guarantee of future results.
Change the business assumptions and compare three simplified operating cases.
Illustrative lower sales and lower margin.
Based on the assumptions entered above.
Illustrative higher sales and improved margin.
A professional model should connect operations, financing and cash flow — not just calculate profit.
Sales, price, volume, cost and capital.
Production, manpower, inventory and working capital.
Revenue, gross profit, EBITDA and net profit.
Operating, investing and financing cash flows.
Break-even, ROI, payback, risk and scenarios.
Illustrative example showing how the model can support an initial business discussion.
• Is the sales target realistic for the location?
• Are raw-material prices stable?
• How long is the customer credit period?
• How much working capital is required?
• What happens if sales are 20% below plan?
• Can the business service the proposed debt?
• What is the actual break-even point?
Use the preliminary model to identify the questions that require deeper feasibility research.